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FM COMNAVPERSCOM MILLINGTON TN//BUPERS261//
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INFO COMNAVPERSCOM MILLINGTON TN//BUPERS261//
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MSGID/GENADMIN,USMTF,2008/COMNAVPERSCOM MILLINGTON TN//
SUBJ/PAY AND PERSONNEL INFORMATION BULLETIN 13-05//
POC/CLIFF CHRISTY/CDR/UNIT:BUPERS-26/NAME:MILLINGTON, TN/TEL:901-874-4281//
GENTEXT/REMARKS/1. PASS TO ADMINOFF, PERSOFF, CCC/NC, AND DISBO. 
THIS MESSAGE TARGETS PERSONNEL, ADMINISTRATIVE, DISBURSING, 
AND PASS OFFICES REGARDING CURRENT PAY/PERSONNEL ISSUES. 

ISSUE: 130501: NAVY LOAN REPAYMENT PROGRAM (LRP)

2.  THE NAVY’S LOAN REPAYMENT PROGRAM (LRP) IS MANAGED BY THE 
NAVY RECRUITING COMMAND (NRC) LOCATED AT NSA MEMPHIS, TN. 
PARTICIPANTS (I.E. FUTURE SAILORS) CAN ONLY BE ENROLLED 
PRIOR TO THEIR FIRST ACTIVE DUTY SERVICE DATE (ADSD) AND SAILORS CURRENTLY 
ON ACTIVE OR RESERVE DUTY OR THOSE WHO HAVE PRIOR SERVICE WHEN 
REENLISTING/AFFILIATING ARE NOT ELIGIBLE. THE NAVY LOAN REPAYMENT PROGRAM 
IS AN ENLISTMENT INCENTIVE PROGRAM DESIGNED TO ATTRACT HIGH QUALITY RECRUITS 
INTO CRITICAL, HARD TO FILL RATINGS. THE MESSAGE IN EFFECT FOR A SAILOR IS 
DETERMINED BY THE DATE THE SAILOR ENTERS DELAYED ENTRY PROGRAM (DEP). ALL LRP 
MESSAGES ARE AVAILABLE ON THE CNRC WEBSITE. THERE ARE CURRENTLY 1900 ACTIVE 
MEMBERS IN THE PROGRAM THAT ARE ENTITLED TO ANNUAL PAYMENTS. IN ORDER FOR A 
PAYMENT TO BE PROCESSED, THE SERVICE MEMBER MUST SUBMIT A DD FORM 2475 ANNUALLY
ON THEIR ANNIVERSARY. THE MEMBER NEEDS TO COMPLETE SECTIONS 1, 2, AND 3 THEN 
SEND THE FORM TO THEIR LENDER FOR THEM TO COMPLETE SECTION 4.  FOR SECTION 1, 
THE MEMBER CAN PUT NRC(N321) ADDRESS AS LISTED BELOW, AND THE FORMS WILL COME 
BACK DIRECTLY TO THE NRC’S LRP MANAGER. THE MEMBER’S LPO, LCPO, CCC, OR A 
REPRESENTATIVE FROM PSD CAN SIGN SECTION 1 WHICH VALIDATES THE MEMBER HAS 
LRP IN THEIR CONTRACT.

NAVY RECRUITING COMMAND (N321)
LOAN REPAYMENT PROGRAM (LRP) MANAGER
5722 INTEGRITY DRIVE, BLDG 784
MILLINGTON, TN 38054

3. ALL LRP PAYMENTS ARE CONSIDERED TAXABLE INCOME. DFAS AUTOMATICALLY 
DEDUCTS 25% IN FEDERAL TAXES AND AN ADDITIONAL 3-8% IF THE MEMBER PAYS 
STATE TAXES. A W-2 IS MAILED TO THE COMMAND UIC ADDRESS ON FILE AT DFAS. 
IF THE MEMBER DOESN’T RECEIVE A W-2 BY MID FEBRUARY, THEY CAN REQUEST 
A DUPLICATE W-2 BY SENDING AN EMAIL TO THE LRP MANAGER WITH A MAILING ADDRESS.

4. LRP DIRECTLY AFFECTS THE POST 9/11 GI BILL AND THE MONTGOMERY GI BILL. 
BOTH BILLS REQUIRE A MINIMUM OF 6 YEARS SERVICE TO RECEIVE 100% OF GI 
BILL BENEFITS WHILE USING LRP.  POST 9/11 GI BILL:  MEMBER MUST SERVE A 
MINIMUM OF 6 YEARS TO RECEIVE 100% BENEFITS. THAT IS 3 YEARS FOR LRP AND
3 YEARS FOR FULL GI BILL BENEFITS. MONTGOMERY GI BILL:  MEMBER MUST REENLIST 
AND SERVE 2 YEARS ON THE 2ND CONTRACT FOR A MINIMUM OF 6 YEARS ACTIVE DUTY 
SERVICE TO RECEIVE 100% BENEFITS. THE 1ST CONTRACT, INCLUDING EXTENSIONS, 
TERM OF SERVICE (I.E. 4, 5, OR 6 YEARS) IS USED TO MEET THE LRP TIME REQUIREMENTS.

5. FOR MORE INFORMATION REGARDING THE LRP PROGRAM, PLEASE REVIEW THE FAQS AT 
THE FOLLOWING WEBPAGE:  HTTP://WWW.CNRC.NAVY.MIL/EINCENTIVES/LOAN-REPAY-FAQ.HTM.

6. POINT OF CONTACT:  PATTY ROMANO NAVY RECRUITING COMMAND
LOAN REPAYMENT PROGRAM (LRP) MANAGER
5722 INTEGRITY DRIVE, BLDG 784 MILLINGTON, TN 38054
COMM: 901-874-9283 (DSN 882) FAX: 901-874-9498/9496 TOLL FREE: 877-747-7657//

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